What is your take-home pay after PAYE and SSNIT?

Type your salary. See PAYE, SSNIT, your take-home and the days to payday. Send the card to a colleague.

SSNIT is taken from your basic salary first. PAYE is then worked out on the rest, band by band. Your take-home is what is left. You type your own pay: the numbers stay on your phone and nothing you type is saved or sent.

Rates used (Year of Assessment 2026)

  • SSNIT: 5.5% of basic salary, taken before PAYE.
  • Next GH₵588 a month: 0%
  • Next GH₵80 a month: 5.0%
  • Next GH₵100 a month: 10.0%
  • Next GH₵2,900 a month: 17.5%
  • Next GH₵16,000 a month: 25.0%
  • Next GH₵30,332 a month: 30.0%
  • Above that: 35.0%

Sources: GRA: PAYE, SSNIT: contribution rates (FAQs). Check these sites for any change. This page is a guide, not a payslip.

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